A Golden Finance report, according to the audit report released by Tether for the third quarter of 2024, the total size of the guaranteed loans in its reserves reached $6.72 billion, exceeding the 'excess' funds in the reserves, which totaled only $6.1 billion. This means that Tether (USDT) is once again partially supported by these guaranteed loans. The report points out that the guaranteed loans are fully collateralized by liquid assets, regularly monitored, measured at amortized cost (the nominal value of short-term guaranteed loans), and any expected credit loss reserves are adjusted according to IFRS 9. No entanto, é importante notar que o valor total do patrimônio líquido do Tether Group, cerca de 14 bilhões de dólares, ainda é maior que o tamanho dos empréstimos garantidos.