Finance

Using bank lending as a starting point for analyzing DeFi lending ignores the unique characteristics of each form of lending. It also suggests that banks have an impenetrable moat around credit intermediation without acknowledging the broader backdrop of technical and social change at the edges of the global financial architecture.

This article introduces the author's criteria for evaluating RWA (Real World Assets) projects as a venture capitalist. It primarily covers four aspects: the team's underwriting experience, go-to-market strategy, the rationale for asset tokenization, and compliance considerations. The article also analyzes the current state of tokenized debt, highlighting the changes brought about by traditional finance experts entering the crypto space in recent years. Finally, the author focuses on Plume, an RWA ecosystem platform, showcasing its advantages in compliance, team background, and market strateg<!-- Copy and paste the converted output. --> <!----- You have some errors, warnings, or alerts. If you are using reckless mode, turn it off to see inline alerts. * ERRORs: 0 * WARNINGs: 0 * ALERTS: 4 Conversion time: 2.52 seconds. Using this Markdown file: 1. Paste this output into your source file. 2. See the notes and action items below regarding this conversion run. 3. Check the rendered output (headings, lists,

This article reflects on how crypto technology has transformed the financial industry, from purchasing Bitcoin in 2013 to writing a paper on blockchain’s impact on global finance. Public blockchains offer low-cost, highly interoperable solutions, reshaping the future of finance and social collaboration. Decentralization and native tokens are key elements, and blockchain technology has extended beyond finance, having a profound impact on culture and social networks.<!----- Conversion time: 0.335 seconds. Using this Markdown file: 1. Paste this output into your source file. 2. See the notes and action items below regarding this conversion run. 3. Check the rendered output (headings, lists, code blocks, tables) for proper formatting and use a linkchecker before you publish this page. Conversion notes: * Docs to Markdown version 1.0β38 * Tue Sep 17 2024 19:51:12 GMT-0700 (PDT) * Source doc: Looking Back / Looking Forward * This is a partial selection. Check to make sure intra-doc links work. -----> S

This article argues that speculation has always played a key role in technological advancement, with significance far beyond mere gambling. From everyday decisions to major financial investments, speculation is woven into the fabric of society. This concept is not limited to traditional scenarios but also deeply influences areas like cryptocurrency and blockchain technology.

Circle recently released a white paper proposing a new solution called the "Token Capital Adequacy Framework" (TCAF). This framework is designed to address the unique risks faced by stablecoins in the market, such as market volatility, technical failures, and operational errors.

Explore the distinctions between ETFs and ETPs, examine their evolution and key features, and provide insights into Bitcoin-related ETPs and ETFs. This comprehensive guide aims to help investors navigate the market with a deeper understanding of these financial instruments.

This article provides an in-depth analysis of the Fiber Network Lightning Network solution based on CKB, exploring its technological innovations in payment channels, WatchTower, multi-hop routing, and cross-domain payments. It details how Fiber enhances user experience, privacy protection, and security through technical optimization, while also examining its potential for interoperability with the Bitcoin Lightning Network.

Discuss how RWA (Real World Asset Tokenization) can help companies solve financing problems and reshape global financing methods through digital physical assets.

This article explores three topics: (1) The OTC market, which, in addition to being suitable for whales, is now seeing demand from airdrop retail investors; the article analyzes its operation and future development. (2) A review of the Ethena and Usual projects, along with the challenges and issues they face. (3) The division of gambling platforms into sports and non-sports (prediction markets), and the challenges and issues they encounter.

The cryptocurrency market has matured, requiring a shift from the simple bull-bear mindset to value investing based on liquidity and token scarcity, with a focus on long-term fundamentals rather than short-term speculation.

This article introduces several EVM-compatible blockchain projects expected to issue tokens in the second half of the year, including Monad, Aleo, Berachain, and others. These projects have total funding amounts ranging from tens of millions to several hundred million dollars, covering high-performance blockchains, privacy public chains, Layer 2 solutions, and more. They aim to advance the Ethereum ecosystem by increasing transaction speeds, enhancing privacy protection, and scalability.

This article provides an in-depth analysis of how blockchain technology can subvert the traditional collectibles market, and proposes the concept of blockchain-supported collectibles markets (BECMs). The article points out the three major requirements for collectibles transactions: instant settlement, physical custody, and certification. , and explores how BECMs can effectively meet these needs. We also evaluate various collectible categories, such as wine, spirits, handbags, and watches, and their potential performance in BECMs. We discuss the financial, real-world, and emotional aspects of BECMs. Key characteristics along these dimensions include lack of vertical trading venues, suitable price points, being viewed as a store of value, storage difficulties, trust issues, provenance of time and brand, and the existence of a passionate collector base.

This article explores the origins of finance, the limitations of traditional financial systems, and the revolutionary potential of decentralized finance (DeFi). It explains the evolution of money and the origins of modern banking, highlighting the adverse effects of credit scoring systems on new participants. DeFi, with its transparent and fair rules and open access for everyone, offers a new way to participate in finance, free from geographical or social constraints.

Unlike temporary increases, the current increase in DEX usage we're witnessing shows a consistent trend. This steady upward trend in DEX usage compared to CEX can be interpreted as a result of DEXs continuously improving various issues in terms of usability and making significant progress.

In this article, we will discuss USDC’s unique features as a stablecoin product, its current adoption as a means of payment, and the regulatory landscape that USDC and other digital assets may face today, and what all this means for the digital future of the dollar.