System matches your lending offer with borrowing needs in the market
03.Compound Interest
Earn compound interest after your assets are borrowed successfully.
Domande frequenti
Cos'è Simple Earn?
Simple Earn abbina i fondi inattivi degli utenti con la domanda di prestiti, contribuendo a generare un reddito passivo sulle attività di prestito dagli utenti. Invece di utilizzare un tasso d'interesse fisso per l'intera durata del prestito, Simple Earn regola gli interessi con un tasso d'interesse di esecuzione aggiornato ogni ora in base alle condizioni di mercato in modo automatico, garantendo così una maggiore flessibilità e una maggiore efficienza del capitale per chi presta. In qualità di prestante, puoi aderire al programma in qualsiasi momento e ricevere un tasso d'interesse migliore di quello preimpostato; i fondi prestati saranno nuovamente accessibili con un ritardo massimo di 1 ora al momento dell'uscita.
Come calcolare gli interessi?
At the end of an hour (also the very start of the next hour , ie,X:00:00), a single interest rate will be figured out as the execution interest rate and applied retroactively to all eligible lending over the past hour. The interest is offered in tranches based on whether the funds’ minimum interest rate is below, equal to or above the execution interest rate. Funds provided with the minimum interest rate below the execution interest rate will receive interest first. If there is any remaining interest, they will go to funds provided with the minimum interest rate equal to the execution interest rate, on a first-come, first-served basis. Funds provided with the minimum interest rate above the execution interest rate will not receive any interest. If your assets are borrowed successfully on the hour at T, you will receive the interest earned during the following hour at T+1. However, if you redeem your assets before the T+1 settlement, you will not receive any interest for the past hour. Interest received every hour will be invested automatically to earn compound interest. You can redeem both principal and interest at redemption.
Come eseguire il riscatto?
You can join or exit Simple Earn anytime you want. Redeemed assets will be returned to your account immediately. Please note that if you apply to redeem assets when the Borrowed Percentage is 100%, which means all lending offers are borrowed, you will receive the assets once there are available funds in the pool. Please wait patiently and interest will keep accruing during this period.
Guide to Simple Earn (Course)
This course will help you master the basics of Gate.io Simple Earn, including its features and profit models. After learning this course, you will be able to set the parameters of Simple Earn rationally according to your own needs and market expectations, grow your crypto assets, and maximize capital efficiency. Go to learn.