交易所
Web3
登入
註冊
掃描 QR Code 下載 APP
更多下載方式
語言&匯率
偏好設定
漲跌顏色
紅漲綠跌
綠漲紅跌
漲跌幅起始時間
24小時制
UTC 00:00
UTC+8 00:00
Web3
交易所
登入
註冊
更多
其他
ETH2.0升級
GT用戶權益
排行榜
跨鏈方案
服務
公告中心
日曆
上幣申請
Gate Grants
開發者中心(API)
財富管理
機構服務
VIP折扣方案
幫助
幫助中心
比特百科
比特幣減半
幣種資料
官方驗證渠道
熱點速遞
產品
兌換
通知
語言
简体中文
English
Tiếng Việt
繁體中文
Español
Русский
Français
Deutsch
Português (Portugal)
ภาษาไทย
Indonesia
Türkçe
日本語
عربي
Українська
Português (Brasil)
匯率切換
不使用匯率切換
不展示法幣價格
即時匯率
CNY - ¥
USD - $
VND - ₫
EUR - €
GBP - £
HKD - $
JPY - ¥
RUB - ₽
TRY - ₺
INR - ₹
NGN - ₦
UAH - ₴
BRL - R$
MYR - RM
PGK - K
THB - ฿
PKR - ₨
BDT - ৳
PHP - ₱
CAD - $
IDR - Rp
ZAR - R
PLN - zł
SAR - ﷼
ARS - $
AED - د.إ
KZT - ₸
EGP - E£
UZS - so`m
TWD - $
GHS - GH₵
VES - Bs
MXN - $
COP - $
XAF - Fr
XOF - FCFA
BYN - Br
KES - Ksh
MAD - د.م
TZS - TSh
SEK - kr
AZN - ₼
CLP - $
HUF - Ft
RON - lei
AMD - ֏
DZD - د.ج
NPR - रू
JOD - د.ا.
主題模式
漲跌幅起始時間
24小時制
UTC 00:00
UTC+8 00:00
漲跌顏色
紅漲綠跌
綠漲紅跌
UID:
最近30天交易量
0.00
USD
總資產
0.00
USD
切換帳號
資產
資金管理
資金總覽
充值
提現
劃轉
現貨帳戶
付款帳戶
帳單明細
GT持倉
帳戶結單
訂單
現貨訂單
統一帳戶訂單
現貨訂單
閃兌
個人中心
個人/企業認證
安全設定
卡券中心
卡券中心
任務福利
點卡管理
領取紀錄
推廣傭金
我的費率
API管理
子帳號管理
我的工單
平台通知
退出
全部終端
退出全部終端帳戶APP/PC/WAP
當前終端
退出當前網頁帳戶
Gate博客
加密貨幣新聞、熱點&行業洞察
博客首頁
市場洞察
行情資訊
行業探討
區塊鏈
比特幣
以太坊
NFT
DeFi
Web3
山寨幣
穩定幣
政策法規
熱點分析
加密教程
加密科普
交易指南
平台資訊
媒體報道
品牌快訊
CEO筆記
Gate Charity
機構專欄
最新活動
Gate.io AMA
Gate.io
博客
How to Bridge the Gap between Web3 and TradFi
How to Bridge the Gap between Web3 and TradFi
03月08日 16:12
English
Português
[//]:content-type-MARKDOWN-DONOT-DELETE ![](https://gimg2.gateimg.com/image/article/16782621881.18.jpeg) ## TL; DR The integration of decentralized finance and traditional finance should lead to the greater adoption of Web3 The major Web3 problem is the lack of interoperability between DeFi and TradFi. Suitable self-custodial wallets, Application Programming Interfaces (APIs), and efficient crosschain bridges can increase interoperability between DeFi and TradFi. One-stop-shops for DeFi and TradFi products will result in greater adoption of Web3. ## Introduction Traditional finance has existed for centuries while Web3 has been in existence for a period of less than two decades. This is the reason why there is no comprehensive integration between these two financial systems. Currently, they seem to compete with each other. Today, we discuss how the integration of TradFi and DeFi will lead to the greater adoption of the blockchain sector. ## TradFi vs. Web3 Before we delve deeper into the aspect of integration let’s understand what Web3 and TradFi mean. TradFi, standing for traditional finance, comprises legacy financial institutions such as banks and other fin tech companies that operate in the sector. These are regulated financial institutions with strict Know Your Customer (KYC). ![](https://gimg2.gateimg.com/image/article/167826230110781678262258_.pic_hd.jpg) Banks (TradFi) - Immigrantivest Web3, on the other hand, refers to a new type of internet service powered by the distributed ledger or blockchain. [Decentralized finance (DeFi)](https://www.gate.io/blog_detail/196/decentralized-finance-defi-a-technology-that-challenges-centralization "Decentralized finance (DeFi)") is an important aspect of Web3. DeFi is the peer to peer financial service based on the distributed ledger technology. This is a financial system which does not have intermediaries or any centralized authority. ## Web3 and TradFi integration Many experts believe that DeFi will not reach its fullest potential if it does not integrate with traditional finance (TradFi). There are several reasons for this. For example, TradFi has a wide support from many investors and consumers around the world while DeFi still has less trust. Therefore, the best way to expand DeFi is to partner with TradFi in order to gain the support and trust of many consumers around the world. Read also: [Key Points of Encryption Hearing](https://www.gate.io/blog_detail/388/key-points-of-encryption-hearing-the-industry-called-for-no-excessive-regulation-and-members-of-congress-proposed-to-ensure-web-3.0-revolution-took-place-in-the-united-states "Key Points of Encryption Hearing") DeFi and TradFi should cooperate in order to meet the needs of the consumers. As such, the crypto leaders should take the initiative to work with TradFi companies as they can use their different strengths and capabilities to develop products which the tech savvy users prefer. For instance, they can find ways to offer insurance, mortgage and credit solutions which consumers want. Both DeFi and TradFi can also cooperate to ensure that the consumers can access their services on a daily basis. As an example, the consumers need to use cryptocurrencies to pay for their bills. Having an interface that enables consumers to use both cryptocurrency and fiat currency to pay for everyday products will likely increase the adoption of Web3. Read also: [How do Web3 firewalls and smart contract security services mitigate crypto security flaws?](https://www.gate.io/blog_detail/1738/how-do-web3-firewalls-and-smart-contract-security-services-mitigate-crypto-security-flaws "How do Web3 firewalls and smart contract security services mitigate crypto security flaws?") It is also important to view TradFi companies as DeFi’s potential clients. What this means is that Web3 tech firms should develop tools which TradFi companies need in order to use or integrate [DeFi products](https://www.gate.io/price/view/decentralized-finance-defi "DeFi products"). ## Partnerships and collaboration It is important for firms that operate in decentralized finance and traditional finance to forge partnerships. This helps TradFi companies to understand how the blockchain works and to integrate some of the Web3 tools and applications. With this, they are able to create interoperability between the two systems thereby increasing the use cases of digital assets. ## Compliance to regulations One reason why the mainstream users are not quick to adopt Web3 solutions is lack of regulations in the sector. Therefore, Web3 firms should work with TradFi to influence the development of crypto friendly regulations that apply to the sector. If the DeFi sector complies with jurisdictional regulations more consumers will adopt its products. ## Tokenizing real-world assets Tokenization of real world assets will enhance further adoption of Web3 products. In simple terms, tokenization means creating a digital file that exists on the blockchain which represents a real world asset such as a bond or a stock. Tokenizing legacy financial assets like bonds creates a close connection between TradFi and DeFi. Tokenization of financial instruments or works of art has several benefits. For example, that increases the asset’s liquidity, reduces management costs, results in fair prices as well as enhancing efficiency, democratization of investment and transparency. ## Web3 problems There are different problems which Web3 is facing that require urgent solutions. The sector is facing regulatory uncertainty following initiatives by many countries to introduce relevant legislation. In some cases, the transaction cost is very high which inhibits consumers from utilizing the blockchain technology. For instance, transactions on the
Ethereum
blockchain are very high. The technology is not yet ready for mainstream adoption. For instance, there is still limited privacy in the sector. Although wallets are anonymous it is possible to use the transaction history to identify the wallet holder. Another major problem is the absence of Web3 and TradFi interoperability. The blockchains cannot interact with each other. On top of that, there is no interoperability [between DeFi protocols](https://www.gate.io/blog_detail/1672/10-best-defi-protocols-to-invest-during-bear-markets "between DeFi protocols") and the traditional financial infrastructure. ![](https://gimg2.gateimg.com/image/article/167826248610791678262273_.pic.jpg) Multi-chain interoperability- Edgeapp ## Traditional finance meets blockchain For Web3 to reach its fullest potential DeFi and TradFi should work together. The blockchain sector should come up with Web3 applications for traditional finance and vice versa to enhance interoperability. Greater use of Application Programming Interfaces (APIs), efficient crosschain bridges, settlement networks and custody solutions should create synergy between DeFi and TradFi. Integration between decentralized finance and traditional finance should help to bring both DeFi and TradFi products to one central location, accessed through a single interface. In other words, there is a need for one-stop-shops for both DeFi and TradFi products and services. The blockchain sector also needs many multi-chain wallets which are connected to different blockchains. In fact, we expect self-custodial digital wallets such as DeFi Wallet,
Trust Wallet
, MetaMask and Crypto.com to provide the users with one-stop-centres for digital assets from various blockchains. ## Conclusion In short, Web3 can develop to its fullest potential if TradFi adopts DeFi products and tools as well as introduces in-demand services such as lending and mortgage. The other blockchain solutions for traditional finance include interoperability and collaborations. Already, APIs help in the integration of TradFi and DeFi.
Author:** Mashell C.**, Gate.io Researcher
\*This article represents only the views of the researcher and does not constitute any investment suggestions.
\*Gate.io reserves all rights to this article. Reposting of the article will be permitted provided Gate.io is referenced. In all cases, legal action will be taken due to copyright infringement.
TL;DR
Introduction
TradFi vs. Web3
Web3 and TradFi integration
Partnerships and collaboration
Compliance to regulations
Tokenizing real-world assets
Web3 problems
Traditional finance meets blockchain
Conclusion
解鎖盲盒最高獲
$6666
獎勵
立即註冊
相關文章
行業探討
04 October 17:21
Snowflake to Avalanche: Why is the Avalanche Eco_ Appealing?
行業探討
27 November 21:41
GameFi - Earn Money while Gaming
行業探討
20 October 16:46
Updates On Upcoming Polkadot Slot Auction | Key Information Not To Be Missed
即刻領取20點卡
新人專享,僅需2步馬上獲得點卡
🔑 註冊帳戶
👨💼 24小時內進行身份認證
🎁 獲得點卡獎勵
馬上領取
請點擊右上角
在彈出的窗口中點擊
“在瀏覽器打開”下載
語言及地區
匯率
選擇語言及地區
简体中文
English
Tiếng Việt
繁體中文
Español
Русский
Français
Deutsch
Português (Portugal)
ภาษาไทย
Indonesia
Türkçe
日本語
عربي
Українська
Português (Brasil)
法幣匯率
不使用匯率切換
不展示法幣價格
即時匯率
CNY - ¥
USD - $
VND - ₫
EUR - €
GBP - £
HKD - $
JPY - ¥
RUB - ₽
TRY - ₺
INR - ₹
NGN - ₦
UAH - ₴
BRL - R$
MYR - RM
PGK - K
THB - ฿
PKR - ₨
BDT - ৳
PHP - ₱
CAD - $
IDR - Rp
ZAR - R
PLN - zł
SAR - ﷼
ARS - $
AED - د.إ
KZT - ₸
EGP - E£
UZS - so`m
TWD - $
GHS - GH₵
VES - Bs
MXN - $
COP - $
XAF - Fr
XOF - FCFA
BYN - Br
KES - Ksh
MAD - د.م
TZS - TSh
SEK - kr
AZN - ₼
CLP - $
HUF - Ft
RON - lei
AMD - ֏
DZD - د.ج
NPR - रू
JOD - د.ا.
前往土耳其站點?
土耳其站已上線
可點擊前往TR分站,或是繼續留在國際站