System matches your lending offer with borrowing needs in the market
03.Compound Interest
Earn compound interest after your assets are borrowed successfully.
Veelgestelde Vragen
Wat is Simple Earn?
Simple Earn koppelt het niet-gebruikte geld van gebruikers aan de vraag naar leningen om een passief inkomen te genereren uit de geleende assets van gebruikers. In plaats van een vaste rentevoet te gebruiken gedurende de hele looptijd van de lening, verrekent Simple Earn automatisch de rente met een geactualiseerde uitvoeringsrentevoet per uur op basis van de marktomstandigheden, waardoor kredietverstrekkers meer flexibiliteit en een grotere kapitaalefficiëntie krijgen. Als kredietverstrekker kunt u op elk moment aan het programma deelnemen en een betere rentevoet ontvangen dan de vooraf ingestelde. Wanneer u het programma verlaat, wordt het uitgeleende geld wordt weer toegankelijk na maximaal 1 uur.
Hoe kunt u de rente berekenen?
At the end of an hour (also the very start of the next hour , ie,X:00:00), a single interest rate will be figured out as the execution interest rate and applied retroactively to all eligible lending over the past hour. The interest is offered in tranches based on whether the funds’ minimum interest rate is below, equal to or above the execution interest rate. Funds provided with the minimum interest rate below the execution interest rate will receive interest first. If there is any remaining interest, they will go to funds provided with the minimum interest rate equal to the execution interest rate, on a first-come, first-served basis. Funds provided with the minimum interest rate above the execution interest rate will not receive any interest. If your assets are borrowed successfully on the hour at T, you will receive the interest earned during the following hour at T+1. However, if you redeem your assets before the T+1 settlement, you will not receive any interest for the past hour. Interest received every hour will be invested automatically to earn compound interest. You can redeem both principal and interest at redemption.
Hoe kan ik inwisselen?
You can join or exit Simple Earn anytime you want. Redeemed assets will be returned to your account immediately. Please note that if you apply to redeem assets when the Borrowed Percentage is 100%, which means all lending offers are borrowed, you will receive the assets once there are available funds in the pool. Please wait patiently and interest will keep accruing during this period.
Guide to Simple Earn (Course)
This course will help you master the basics of Gate.io Simple Earn, including its features and profit models. After learning this course, you will be able to set the parameters of Simple Earn rationally according to your own needs and market expectations, grow your crypto assets, and maximize capital efficiency. Go to learn.