Crypto Lening

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.

Zero Fee

Multi-Collateral

Collateralize to Get Simple Earn Return

Auto-Replenish Collateral

VIP Loan

Loan Information

Old Version

Coin	Borrowable Amount	Flexible Rate Hourly/Annual Interest Rate	7-Day Fixed Rate Hourly/Annual Interest Rate	30-Day Fixed Rate Hourly/Annual Interest Rate
USDT	130,270,197	0.000452%/3.96%	0.001137% / 9.97%	0.001036% / 9.08%
BTC	2,154 ≈ 207.96M USDT	0.000100%/0.88%	0.000110% / 0.97%	0.000121% / 1.06%
ETH	8,327 ≈ 27.85M USDT	0.000182%/1.60%	0.000193% / 1.70%	0.000230% / 2.02%
SOL	53,020 ≈ 9.68M USDT	0.000570%/5.00%	0.000550% / 4.82%	0.000570% / 5.00% 0.000570% / 5.00% Limited Time
SEI	3,561,809 ≈ 1.5M USDT	0.000500%/4.38%	0.000550% / 4.82%	0.000570% / 5.00% 0.000570% / 5.00% Limited Time
DOGE	141,391,460 ≈ 44.54M USDT	0.000500%/4.38%	0.000550% / 4.82%	0.000605% / 5.30%
XRP	16,026,229 ≈ 35.67M USDT	0.000500%/4.38%	0.000550% / 4.82%	0.000605% / 5.30%
ONDO	21,071,603 ≈ 34.63M USDT	0.000500%/4.38%	0.000550% / 4.82%	0.000605% / 5.30%
SHIB	939,055,173,340 ≈ 20.22M USDT	0.000500%/4.38%	0.000550% / 4.82%	0.000605% / 5.30%
PEPE	1,132,836M ≈ 19.69M USDT	0.000500%/4.38%	0.000550% / 4.82%	0.000605% / 5.30%

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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?

How to calculate the interest and how is it deducted?